Jon Penman

Broker/Owner

NMLS# 308840

801-560-2292

jon@penmanhomeloans.com

Jon Penman Broker/Owner

Blog

What Are the Financial Benefits of Owning a Home?

What Are the Financial Benefits of Owning a Home?

Many renters wonder if their monthly payments could be going toward something they actually own. If you’ve had that thought, you’re not alone. Here are some of the key financial benefits of owning a home. 1. Build Equity Over Time When you mak

May 20, 2025 | Purchasing a Home

Buying a Home when you have Student Loans

Buying a Home when you have Student Loans

Many future homeowners worry that student loan debt will prevent them from qualifying for a mortgage. Fortunately, an FHA loan can make homeownership much more accessible—even if you're still repaying student loans. Let’s break down how it wor

May 15, 2025 | Purchasing a Home

Understanding VA Loan Occupancy Requirements

Understanding VA Loan Occupancy Requirements

If you’re considering using a VA loan to buy a home, you’re already on a strong path toward affordable homeownership. However, there are a few important guidelines to understand—particularly regarding occupancy. Thankfully, the requireme

May 13, 2025 | VA Loans

5 Highly-Effective Habits of Successful Homebuyers

5 Highly-Effective Habits of Successful Homebuyers

Buying a home can feel overwhelming, but adopting a few smart habits can make the process smoother and more successful. Here are five practical strategies many homebuyers use to prepare for ownership and make confident decisions. 1. Build a Strategic Savi

May 08, 2025 | Purchasing a Home

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why a Pre-Settlement Walkthrough Matters Before You Buy a Home Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review t

May 06, 2025 | Purchasing a Home

VA Construction Loans: Your Ticket to Home Sweet Home

VA Construction Loans: Your Ticket to Home Sweet Home

What Is a VA Construction Loan? A VA construction loan is a financing option available to eligible veterans and active-duty service members who want to build a home. Rather than providing the loan directly, the Department of Veterans Affairs guarantees a

May 01, 2025 | VA Loans